Mehmet Sezgin is an acknowledged banking and payments executive with 30 years of global experience. His latest initiative myGini, based in San Francisco, offers digital wallet, payment, and loyalty solutions to financial institutions and retailers. As the Global Director of payments line of business at BBVA he managed 80 million cards and 1.4 million merchants generating $120 billion purchase volume from 13 countries. A firm believer of new technologies, he introduced BBVA Wallet; a digital card and payments mobile app.  It was launched in Spain, Chile, Mexico, USA, Turkey, Colombia and Peru with downloads reaching 20 million. As the founder and CEO of Garanti Payment Systems; a wholly-owned subsidiary of Garanti Bank, he launched the first chip cards in Turkey in 2000, created a loyalty platform called Bonus Card, licensed it to 10 other banks and turned Bonus name into a consumer brand.  He also signed a cobranding deal with Turkish Airlines introducing the first mileage program in the country. He was instrumental in moving Turkey to a full chip&pin infrastructure. Under Mehmet’s leadership, Garanti became a payments powerhouse as one of the top 5 card issuers in Europe. Having worked in banking for several years, he joined MasterCard in 1993 to serve member banks in 9 countries. He started his career as a consultant at PricewaterhouseCoopers. He was a Board Member of MasterCard Europe for 14 years, and served as Chairman and Board Member of the Interbank Card Association (BKM), Credit Bureau (KKB) and the Risk Centralization Platform at Turkish Bankers’ Association. He holds an MBA degree from University of Massachusetts, which he earned with a Fulbright scholarship and Bachelor of Science degree in management from Middle East Technical University in Ankara. He is also the author of Book of Bonus.